Owner-Operators and Independent Contractors - Under Lease to a Motor Carrier
- Non-Trucking Liability Insurance provides liability coverage while using the truck for personal use and not in the business of trucking. Non-Trucking liability coverage is only available to Owner Operators under permanent lease to a motor carrier.
- Physical Damage Insurance provides coverage to fix or replace your covered tractor or trailer involved in an accident. Deductible Options are available.
- Occupational Accident Insurance provides payment for...
- Medical Expenses
- Accidental Death & Dismemberment
- Disability (Temporary & Permanent)
- Bobtail Liability Insurance is liability coverage when no trailer is being pulled. Excludes when going from one terminal to another. Bobtail Liability is only available to Owner Operators under permanent lease to a motor carrier.
- Trip Insurance provides Liability and Physical Damage coverage for your trip to lease on with a new Motor Carrier
- Passenger Accident Insurance is for permitted passengers in your truck. Provides for medical expenses, accidental death and dismemberment.
- Deductible Buy-Back combines and buys-down ALL deductibles you are contractually responsible for to $500.
- Gap Coverage is the difference between outstanding principal loan balance and the actual cash value in the event of a total loss of the equipment.
- Workers Compensation provides coverage for injuries occurring to work related accidents.
Motor Carriers and Contractors - Own Authority
- Auto Liability Insurance provides Primary Auto liability coverage for truckers with their own Authority. Policy, Federal and State Filings are included.
- Cargo Insurance provides coverage for goods you are transporting for hire.
- Physical Damage
- General Liability
- Workers Compensation
